It's not the greatest image but it was the best I could do with the (poor) technique and (inexpensive) equipment that I have. I really need to think about the dslr thing because one could spend a lot of money in a hurry on this hobby. (Like, I was quite close to this turtle -- which was sunning itself on a small island) but even with a 300mm lens -- it was still not really close enough. And to get in this position required a certain amount of fortitude -- walking across an old beaver dam covered brambles and brush.
This was taken at the frog pond (teeming with tadpoles at this time of year) & I have posted some more images from today here -- take a look.